J&K Bank Banking Associate Recruitment 2026

Jammu & Kashmir Bank Ltd. has invited online applications from domiciles of the Union Territory of Ladakh for 21 Banking Associate posts. Online registration and fee payment run from 07-11-2026 to 26-11-2026. The online examination will be conducted by IBPS. Only Ladakh domiciles can apply, and candidates need a graduate degree.

Important Dates

• Online application submission: 07-11-2026 to 26-11-2026
• Application fee payment (online): 07-11-2026 to 26-11-2026
• Call letter download: to be notified separately
• Online examination: to be notified separately
• Result / provisional selection: to be notified separately

Vacancy Details

Reservation follows the Union Territory of Ladakh Reservation Rules, 2005. Scheduled Castes get 1%, Scheduled Tribes 80%, Socially and Educationally Backward Classes (residents of areas adjoining the Actual Line of Control) 4%, Economically Weaker Sections 10%, Ex-servicemen 6% (horizontal) and persons with benchmark disabilities 4% (horizontal).

Eligibility

• Domicile: Only domiciles of Ladakh UT can apply. Selected candidates must submit a Ladakh UT domicile certificate.
• Age (as on 01-01-2026): Minimum 20 years, maximum 30 years. Reserved category candidates get upper age relaxation as per the applicable rules.
• Education: Graduate in any discipline from a university recognised by the Government of India, or an equivalent qualification recognised by the Central Government/UGC, as on the last date of registration.
• Percentage: Enter the graduation percentage up to two decimals in the online form. Fractions are ignored, so 59.99% is treated as less than 60%.

Application Fee

The fee must be paid online. Registration is complete only when the fee is successfully deposited through the online mode. For the fee amount, please check the official website.

Selection Process

• The online examination has three tests: English Language (30 questions, 30 marks), Quantitative Aptitude (35 questions, 30 marks) and Reasoning Ability (35 questions, 40 marks).
• Candidates must qualify in each test by securing cut-off marks decided by IBPS in concurrence with J&K Bank.
• One fourth of the marks of a question is deducted for each wrong answer. Blank questions carry no penalty.
• Minimum aggregate qualifying marks are 40% for General category and 35% for reserved category candidates.
• Only online examination marks are considered for shortlisting and provisional selection.

How to Apply

• Apply online through the link on the "Careers" tab of the bank's official website.
• Check the eligibility criteria before applying.
• Registration is complete only after the online fee is successfully paid.
• Category certificate must be valid on the date of online registration.
• Selected candidates must remain posted in the Ladakh Zone branches for a minimum of 5 years.
• Keep checking the "Careers" tab on the official website for updates.